No, you only need to be of legal age and in possession of a credit, debit or prepaid card.
Scalapay accepts all major credit, debit and prepaid cards from VISA, MASTERCARD and AMERICAN EXPRESS circuits.

If the automatic instalment payment fails, you will have 24 hours to complete the payment directly from your Scalapay account

•  Payment made by the due date = no extra charge!
• Payment made more than 1 day late = up to € 6 additional costs
• Payment made more than 1 week late = additional EUR 6 (in addition to the first fee, up to a maximum of EUR 12 per payment).
The total cost of fees may not exceed 15% of the value of the loan (second and third instalment).

1. Our systems assess each order individually at the time of purchase and not every order is approved. Whenever possible, we will inform you of the reason for rejection but often for security reasons we are not able to provide a detailed explanation.
2. Approval does not depend on availability on your card.

For more information visit this page